Open Paycheck Calc
2026 rules

Kentucky paycheck calculator

See your take-home pay after federal and Kentucky withholding, with 2026 rules.

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Your pay
Paid by
State
Federal W-4Single or married filing separately
Your W-4 is from
Pre-tax deductionsNone
Bonus and pay so far this year
Federal withholding on the bonus

Before this paycheck. It decides when Social Security and capped programs stop.

Picks the rules in force on that day.

Take-home$1,861.82See breakdown

Take-home pay

$1,861.82per paycheck

$48,407.38 a year from $60,000.00 gross

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax−$193.08−$5,020.08
Social Security−$143.08−$3,720.08
Medicare−$33.46−$869.96
Kentucky income tax−$76.25−$1,982.50
Take-home pay$1,861.82$48,407.38

Paycheck withholding, not your annual tax. Estimates, not tax advice.

Estimates, not tax advice. This calculates paycheck withholding, what your employer takes out of each paycheck, not your annual tax. Rules last updated .

How Kentucky withholding works

Kentucky withholds state income tax at a flat 3.5% of taxable wages, by the state's own withholding method.

The calculator needs no Kentucky form answers to work out its withholding.

401(k) contributions, health premiums, and HSA contributions all lower the wages Kentucky taxes, as they do for federal income tax.

For a bonus paid on its own check, Kentucky withholding is worked out by the aggregate method: the bonus is added to a regular paycheck and taxed together.

Some places in Kentucky also have local income taxes. Pick yours in the calculator to include them.

Example paychecks in Kentucky

SalaryGrossFederalFICAKentuckyTake-home
$40,000$1,538.46$100.77$117.69$49.32$1,270.68
$60,000$2,307.69$193.08$176.54$76.25$1,861.82
$100,000$3,846.15$506.54$294.23$130.09$2,915.29

Per paycheck, paid every two weeks, single, with no pre-tax deductions or extra withholding. The Kentucky column includes state payroll programs.

Questions

How much Kentucky income tax comes out of my paycheck?

It depends on your pay. On a $60,000 salary paid every two weeks, single with no extras, about $76.25 of each $2,307.69 paycheck goes to Kentucky income tax.

What is the take-home pay on $40,000 a year in Kentucky?

About $1,270.68 a paycheck, or $33,038 a year, if you're paid every two weeks, file single, and have no pre-tax deductions. Change the calculator's answers to match your own pay.

Is this my annual tax bill?

No. It calculates paycheck withholding: what your employer takes out of each paycheck under IRS Publication 15-T and the state's withholding rules. What you finally owe is settled when you file your tax return.

Do you see or keep the numbers I type?

No. Your numbers stay in your browser. Nothing you type is sent anywhere.

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