Open Paycheck Calc
2026 rules

New York paycheck calculator

See your take-home pay after federal and New York withholding, with 2026 rules.

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Your pay
Paid by
State

From your Form IT-2104

Federal W-4Single or married filing separately
Your W-4 is from
Pre-tax deductionsNone
Bonus and pay so far this year
Federal withholding on the bonus

Before this paycheck. It decides when Social Security and capped programs stop.

Picks the rules in force on that day.

Take-home$1,823.98See breakdown

Take-home pay

$1,823.98per paycheck

$47,423.54 a year from $60,000.00 gross

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax−$193.08−$5,020.08
Social Security−$143.08−$3,720.08
Medicare−$33.46−$869.96
New York income tax−$102.92−$2,675.92
Disability Benefits (DBL)−$1.20−$31.20
Paid Family Leave (PFL)−$9.97−$259.22
Take-home pay$1,823.98$47,423.54

Paycheck withholding, not your annual tax. Estimates, not tax advice.

Estimates, not tax advice. This calculates paycheck withholding, what your employer takes out of each paycheck, not your annual tax. Rules last updated .

How New York withholding works

New York withholds state income tax at rates from 3.9% to 13.49% of taxable wages, by the state's own withholding method.

Your employer uses your New York Form IT-2104, and the calculator asks its questions.

401(k) contributions, health premiums, and HSA contributions all lower the wages New York taxes, as they do for federal income tax.

A bonus paid on its own check has New York income tax withheld at a flat 11.7%.

Some places in New York also have local income taxes. Pick yours in the calculator to include them.

New York also takes these payroll programs from paychecks:

  • Disability Benefits (DBL): 0.5% of all wages
  • Paid Family Leave (PFL): 0.432% of wages up to $95,349 a year (at most $411.91)

Example paychecks in New York

SalaryGrossFederalFICANew YorkTake-home
$40,000$1,538.46$100.77$117.69$69.23$1,250.77
$60,000$2,307.69$193.08$176.54$114.09$1,823.98
$100,000$3,846.15$506.54$294.23$206.09$2,839.29

Per paycheck, paid every two weeks, single, with no pre-tax deductions or extra withholding. The New York column includes state payroll programs.

Questions

How much New York income tax comes out of my paycheck?

It depends on your pay and your Form IT-2104. On a $60,000 salary paid every two weeks, single with no extras, about $102.92 of each $2,307.69 paycheck goes to New York income tax.

What is the take-home pay on $40,000 a year in New York?

About $1,250.77 a paycheck, or $32,520 a year, if you're paid every two weeks, file single, and have no pre-tax deductions. Change the calculator's answers to match your own pay.

What payroll programs does New York take from paychecks?

Disability Benefits (DBL): 0.5% of all wages. Paid Family Leave (PFL): 0.432% of wages up to $95,349 a year (at most $411.91).

Is this my annual tax bill?

No. It calculates paycheck withholding: what your employer takes out of each paycheck under IRS Publication 15-T and the state's withholding rules. What you finally owe is settled when you file your tax return.

Do you see or keep the numbers I type?

No. Your numbers stay in your browser. Nothing you type is sent anywhere.

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