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2026 rules

Massachusetts paycheck calculator

See your take-home pay after federal and Massachusetts withholding, with 2026 rules.

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Your pay
Paid by
State

From your Form M-4

Yourself, your dependents, and age 65 or over count 1 each; a claimed spouse counts as 4.

0, 1, or 2.

Federal W-4Single or married filing separately
Your W-4 is from
Pre-tax deductionsNone
Bonus and pay so far this year
Federal withholding on the bonus

Before this paycheck. It decides when Social Security and capped programs stop.

Picks the rules in force on that day.

Take-home$1,815.91See breakdown

Take-home pay

$1,815.91per paycheck

$47,213.72 a year from $60,000.00 gross

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax−$193.08−$5,020.08
Social Security−$143.08−$3,720.08
Medicare−$33.46−$869.96
Massachusetts income tax−$111.54−$2,900.04
Paid Family and Medical Leave (PFML)−$10.62−$276.12
Take-home pay$1,815.91$47,213.72

Paycheck withholding, not your annual tax. Estimates, not tax advice.

Estimates, not tax advice. This calculates paycheck withholding, what your employer takes out of each paycheck, not your annual tax. Rules last updated .

How Massachusetts withholding works

Massachusetts withholds state income tax at a flat 5% of taxable wages, by the state's own withholding method.

Your employer uses your Massachusetts Form M-4, and the calculator asks its questions.

401(k) contributions, health premiums, and HSA contributions all lower the wages Massachusetts taxes, as they do for federal income tax.

For a bonus paid on its own check, Massachusetts withholding is worked out by the aggregate method: the bonus is added to a regular paycheck and taxed together.

Massachusetts also takes these payroll programs from paychecks:

  • Paid Family and Medical Leave (PFML): 0.46% of wages up to $184,500 a year (at most $848.70)

Example paychecks in Massachusetts

SalaryGrossFederalFICAMassachusettsTake-home
$40,000$1,538.46$100.77$117.69$80.16$1,239.84
$60,000$2,307.69$193.08$176.54$122.16$1,815.91
$100,000$3,846.15$506.54$294.23$206.15$2,839.23

Per paycheck, paid every two weeks, single, with no pre-tax deductions or extra withholding. The Massachusetts column includes state payroll programs.

Questions

How much Massachusetts income tax comes out of my paycheck?

It depends on your pay and your Form M-4. On a $60,000 salary paid every two weeks, single with no extras, about $111.54 of each $2,307.69 paycheck goes to Massachusetts income tax.

What is the take-home pay on $40,000 a year in Massachusetts?

About $1,239.84 a paycheck, or $32,236 a year, if you're paid every two weeks, file single, and have no pre-tax deductions. Change the calculator's answers to match your own pay.

What payroll programs does Massachusetts take from paychecks?

Paid Family and Medical Leave (PFML): 0.46% of wages up to $184,500 a year (at most $848.70).

Is this my annual tax bill?

No. It calculates paycheck withholding: what your employer takes out of each paycheck under IRS Publication 15-T and the state's withholding rules. What you finally owe is settled when you file your tax return.

Do you see or keep the numbers I type?

No. Your numbers stay in your browser. Nothing you type is sent anywhere.

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